It’s always best to do a little research on the transporters you are considering to make sure they have the right legal authority and insurance. While damages are incurred in less than 5 percent of cars in transport, you want to make sure you’re covered in the rare event of an issue.
A typical licensed auto transporter will have at the bare minimum liability insurance but those who also have cargo insurance are better. Cargo insurance should cover any damage caused in transport and you pay the deductible. Do realize the terms of coverage vary widely and are very much worth inquiring about. Some personal auto insurance may cover the vehicle in transport, but those policies also vary. It’s recommended to call up your auto insurance agent when you’re researching transport to assess your coverage, but also let them know the vehicle is being transported.